My personal tips on budgeting
I've been there. And I'm still actually here. The whole wide, tricky world of budgeting. It's a task that we don't necessarily want to do but HAVE to do.
However, you might be wondering - why do we really need to have a budget? Shouldn't we just take it day by day or enjoy life to the fullest without worrying about money? If only, right?
First off, we don't want to fall into the scary trap of overspending and massive debt. I personally know some folks who prefer to just get by. For me, however, I prefer to have savings, some sense of financial security for the future and be able to know what I earn and what I can only spend.
Let me tell you right now, however, that budgeting may sound simple but it's not necessarily easy. If you're not used to doing this, you might feel overwhe...